Over twenty years of experience in pensions, reserving, pricing and financial risk management. Independent, hands-on and available at short notice.
Temporary leadership of an actuarial team, or cover for a key role until a permanent appointment is made.
An independent view on product pricing and the assumptions behind it.
Review of the methodology, assumptions and models behind technical provisions.
Actuarial support for the transition to the new Dutch pension system.
I have assessed pension and insurance liabilities as an adviser to pension funds, as an employer and as an insurer. At the insurer I worked both prospectively, on pricing, and retrospectively, on claims and reserving. That shows me how pricing assumptions play out in the numbers later on.
Annual actuarial valuations and DNB reporting, ALM studies, and advice on the move from DB to DC.
Balance sheet risk of the Philips pension plans worldwide, focused on the Netherlands, the UK and Brazil. Modelling of liabilities and assets, monthly reporting to the CFO, contributions to ALM and de-risking.
Pricing of DB business and pension fund buy-outs. Later team manager of thirteen actuaries and lawyers, responsible for product development and pricing, and actuarial conscience of the pricing board. Member of the technical committee of Insurope, the multinational pooling network.
Head of Reserving, leading the global team, covering best estimate provisions and IFRS 17 reporting to the group. Appointed Actuary and Actuarial Function Holder, with joint responsibility for the Solvency II framework. Management of the substantial reinsurance cover, including its accounting treatment and profitability.
I am a qualified actuary and a physicist by training. That shows in how I work: first understand how something works, then calculate, and explain the outcome clearly to whoever has to make the decision.
After more than twenty years at a consultancy, a bank, a multinational, an insurer and a risk insurer, I started my own practice in 2026. Kobalt is a sole proprietorship: you always work directly with me.
| 2017 – 2026 | elipsLife | Appointed Actuary and Actuarial Function Holder, Head of Reserving |
| 2011 – 2017 | Delta Lloyd | Team Manager, Senior Actuary, Actuarial and Financial Risk Adviser |
| 2007 – 2011 | Philips International | Pension Investments & Risk Manager |
| 2006 – 2007 | ING Group | Portfolio Modelling Analyst, credit risk economic capital |
| 2002 – 2006 | Hewitt Associates | Retirement & Financial Management Consultant |
Cobalt alloys keep their strength at high temperatures, which is why they are used in gas turbines, among other applications. At room temperature cobalt has a hexagonal crystal structure, the pattern you see at the top of this page.
Cobalt blue, the pigment Louis Jacques Thénard developed in 1802, is known for its lightfastness and chemical stability. The colour does not fade and stands the test of time. That is what you should expect from a sound valuation model and the assumptions behind it.
A specific question, an upcoming assignment, or simply a chance to think something through together: email or call me and we will arrange to meet.
Independent analyses of actuarial questions, with the models and numbers behind them.
Why the published WIA figures mislead, and what the 42nd-week sickness notifications tell us about inflow up to mid-2027.
Read the article October 2026Who pays for the solidarity reserve, and what does 5% initial funding do? Calculated with 20,000 DNB scenarios and AG2026.
Read the article